$1,900
Loan amount $500 - $1,900
Interest 4 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $1 900
  • Term 3 - 12 months

Loan requirements

  • You must be over 18 years old
  • An Australian citizen or Australian permanent resident and have a regular income
  • You will also need your own email address and mobile phone number

About company

More information about the company Ferratum Australia Pty Ltd.

Borrow from $500 with interest from the 4 % Moread
$12,000
Loan amount $2,000 - $12,000
Interest 19.95 %
Maturity 12 - 24 months

Fast information

Properties of this loan

  • Online loans up to $12 000
  • Term 12 - 24 months
  • Easy online application

Loan requirements

  • Be Over 18 Years Old
  • Take Home Income( with benefits) over $400 a Week
  • Be an Australian Resident
  • Get Your Income Paid into Your Account

About company

More information about the company Money3 Corp. Ltd.

Borrow from $2,000 with interest from the 19.95 % Moread
$5,000
Loan amount $300 - $5,000
Interest 8.99 %
Maturity 62 days - 84 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 62 days - 84 months
  • Easy online application

Loan requirements

  • Your main source of income must not be Centrelink
  • You must be over 18 years and employed
  • You must have an active bank account with internet banking

About company

More information about the company Nimble Australia Pty Ltd.

Borrow from $300 with interest from the 8.99 % Moread
$3,000
Loan amount $500 - $3,000
Interest 47.8 %
Maturity 4 - 12 months

Fast information

Properties of this loan

  • Online loans up to $3 000
  • Term 4 - 12 months
  • Easy online application

Loan requirements

  • Internet banking details, or statements for the past 90 days
  • Two types of identification — drivers licence number, Medicare card number, or passport number
  • Your BSB and bank account number, so they know where to deposit your money

About company

More information about the company Credit Corp Financial Services Pty Limited

Borrow from $500 with interest from the 47.8 % Moread
$7,500,000
Loan amount $50,000 - $7,500,000
Interest 2.65 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Online loans up to $7 500 000
  • Term 1 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen

About company

More information about the company HSBC Group

Borrow from $50,000 with interest from the 2.65 % Moread
$1,000,000
Loan amount $20,000 - $1,000,000
Interest 2.19 %
Maturity 5 - 30 years

Fast information

Properties of this loan

  • Online loans up to $1 000 000
  • Term 5 - 30 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account

About company

More information about the company ANZ Bank New Zealand Limited

Borrow from $20,000 with interest from the 2.19 % Moread
$2,000
Loan amount $150 - $2,000
Interest 20 %
Maturity 1 - 9 weeks

Fast information

Properties of this loan

  • Online loans up to $2 000
  • Term 1 - 9 weeks
  • Easy online application

Loan requirements

  • You must be at least 18 years old
  • You must have a regular income of at least $300/week (take home pay) which can be a combination of employment and government benefits

About company

More information about the company Sunshine Loans Pty Ltd

Borrow from $150 with interest from the 20 % Moread
$1,000
Loan amount $100 - $1,000
Interest 12 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to $1 000
  • Term 1 - 12 months

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company Cigno Pty Ltd

Borrow from $100 with interest from the 12 % Moread
$15,000
Loan amount $3,000 - $15,000
Interest 43 %
Maturity 1 - 5 years

Fast information

Properties of this loan

  • Online loans up to $15 000
  • Term 1 - 5 years

Loan requirements

  • At ClearLoans, we do not judge you based on your credit score.
  • All we require is that our borrowers are Australian residents aged 18-75
  • Not on an active bankruptcy, not on an active or terminated Part IX Debt Agreement (or equivalent)
  • Be able to comfortably afford the repayments
  • You will also need a friend or family member who trusts you to be your guarantor

About company

More information about the company Membo Finance Pty Ltd

Borrow from $3,000 with interest from the 43 % Moread
$10,000
Loan amount $300 - $10,000
Interest 12 %
Maturity 1 - 2 years

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 1 - 2 years

Loan requirements

  • Be over 18 years of age
  • Receive a regular income
  • Have a direct contact number

About company

More information about the company Jacaranda Finance Pty Ltd

Borrow from $300 with interest from the 12 % Moread
$5,000
Loan amount $300 - $5,000
Interest 24 %
Maturity 1 - 24 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 24 months

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company Cash Stop Gold Pty Ltd

Borrow from $300 with interest from the 24 % Moread

ING

ING  5
$30,000
Loan amount $5,000 - $30,000
Interest 8.99 %
Maturity 2 - 5 years

Fast information

Properties of this loan

  • Personal loan up to $30 000
  • Term 2 - 5 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Earn $36,000 or more a year (before tax) with PAYG payslips as your primary source of income
  • Be an Australian citizen, New Zealand citizen, or a permanent resident of Australia
  • Maintain an Australian residential address
  • Have a good credit rating and meet our credit lending guidelines

About company

More information about the company ING Bank (Australia) Limited

Borrow from $5,000 with interest from the 8.99 % Moread
$5,000
Loan amount $2,000 - $5,000
Interest 66.03 %
Maturity 1 - 24 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 24 months

Loan requirements

  • Be at least 18
  • Permanent resident of Australia
  • Employed for at least 3 months
  • Own a vehicle registered in your name, with no encumbrances

About company

More information about the company Ausfinancial Pty Ltd

Borrow from $2,000 with interest from the 66.03 % Moread
$10,000
Loan amount $300 - $10,000
Interest 4 %
Maturity 12 - 24 months

Fast information

Properties of this loan

  • Online loans up to $3 000
  • Term 5 - 20 weeks

Loan requirements

  • Over 18 years of age?
  • Australian citizen or permanent resident
  • Have a regular income for at least 90 days minimum
  • Have an active Australian mobile number & email address

About company

More information about the company Leadpal PTY LTD

Borrow from $300 with interest from the 4 % Moread
$2,000
Loan amount $300 - $2,000
Interest 4 %
Maturity 5 - 20 weeks

Fast information

Properties of this loan

  • Online loans up to $3 000
  • Term 5 - 20 weeks

Loan requirements

  • You have to be at least 18 years old
  • You also need to have a regular income of at least $300/week from a full time or part time job
  • This also includes government benefits and pensions
  • However, keep in mind that your income cannot come fully from government benefits or pensions

About company

More information about the company Initium Investments Pty Ltd

Borrow from $300 with interest from the 4 % Moread
$5,000
Loan amount $300 - $5,000
Interest 20 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18
  • Permanent resident of Australia

About company

More information about the company Direct Finance Loans Pty Ltd

Borrow from $300 with interest from the 20 % Moread
$10,000
Loan amount $2,001 - $10,000
Interest 41.91 %
Maturity 6 - 24 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 6 - 24 months

Loan requirements

  • You must be over 18 years and employed
  • You must have an active bank account with internet banking

About company

More information about the company Rapid Loans Pty Ltd

Borrow from $2,001 with interest from the 41.91 % Moread
$5,000
Loan amount $200 - $5,000
Interest 20 %
Maturity 62 - 90 days

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 62 - 90 days
  • Easy online application

Loan requirements

  • You must be over 18 years and employed
  • You must have an active bank account with internet banking

About company

More information about the company MoneySpot Pty Ltd.

Borrow from $200 with interest from the 20 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 7.5 %
Maturity 2 - 5 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 2 - 5 years

Loan requirements

  • Must be an Australian citizen or a Permanent Resident residing in Australia
  • Must be at least 18 years of age

About company

More information about the company SocietyOne Australia Pty Limited

Borrow from $5,000 with interest from the 7.5 % Moread
$2,000
Loan amount $100 - $2,000
Interest 24 %
Maturity 1 - 3 months

Fast information

Properties of this loan

  • Online loans up to $2 000
  • Term 1 - 3 months
  • Easy online application

Loan requirements

  • You need to be at least 18 years old to apply for a loan
  • Valid mobile number and email address

About company

More information about the company Venture 5 Group Pty Ltd

Borrow from $100 with interest from the 24 % Moread
$2,000,000
Loan amount $5,000 - $2,000,000
Interest 2.88 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Car and home loans
  • Apply online
  • Term 1 - 30 years

Loan requirements

  • Be aged 18 years or over
  • Be an Australian citizen or have a permanent residency visa
  • If you’re a non-resident, have confirmed employment in Australia

About company

More information about the company loans.com.au Pty Ltd

Borrow from $5,000 with interest from the 2.88 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 15.99 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loan up to $50 000
  • Term 1 - 7 years

Loan requirements

  • Be at least 18 years of age or older
  • Earn a minimum of $15,000 per year
  • Be an Australian citizen, permanent resident or have a valid visa

About company

More information about the company Australia and New Zealand Banking Group Limited

Borrow from $5,000 with interest from the 15.99 % Moread
$80,000
Loan amount $3,000 - $80,000
Interest 8.49 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loan up to $80 000
  • Term 1 - 7 years

Loan requirements

  • Be aged 18 years or over
  • Be an Australian citizen or have a permanent residency visa
  • If you’re a non-resident, have confirmed employment in Australia

About company

More information about the company St.George Bank

Borrow from $3,000 with interest from the 8.49 % Moread
$7,000,000
Loan amount $10,000 - $7,000,000
Interest 2 %
Maturity 3 - 30 years

Fast information

Properties of this loan

  • Online loans up to $7 000 000
  • Term 3 - 30 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account

About company

More information about the company CANSTAR Pty Limited

Borrow from $10,000 with interest from the 2 % Moread
$100,000
Loan amount $4,000 - $100,000
Interest 11.99 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to $100 000
  • Term 1 - 7 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account
  • Have a reasonable credit history

About company

More information about the company Westpac Banking Corporation

Borrow from $4,000 with interest from the 11.99 % Moread
$2,000,000
Loan amount $10,000 - $2,000,000
Interest 2.29 %
Maturity 5 - 30 years

Fast information

Properties of this loan

  • Online loans up to $2 000 000
  • Term 5 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen
  • Maintain an Australian residential address

About company

More information about the company Commonwealth Bank of Australia

Borrow from $10,000 with interest from the 2.29 % Moread
$1,000,000
Loan amount $100,000 - $1,000,000
Interest 2.59 %
Maturity 5 - 30 years

Fast information

Properties of this loan

  • Online loans up to $1 000 000
  • Term 5 - 30 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company UBank, division of National Australia Bank Limited

Borrow from $100,000 with interest from the 2.59 % Moread
$1,000,000
Loan amount $10,000 - $1,000,000
Interest 2.29 %
Maturity 3 - 30 years

Fast information

Properties of this loan

  • Online loans up to $1 000 000
  • Term 3 - 30 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account

About company

More information about the company Westpac Banking Corporation

Borrow from $10,000 with interest from the 2.29 % Moread
$1,000,000
Loan amount $10,000 - $1,000,000
Interest 2.09 %
Maturity 5 - 30 years

Fast information

Properties of this loan

  • Online loans up to $1 000 000
  • Term 5 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Earn $36,000 or more a year (before tax) with PAYG payslips as your primary source of income
  • Be an Australian citizen, New Zealand citizen, or a permanent resident of Australia
  • Maintain an Australian residential address
  • Have a good credit rating and meet our credit lending guidelines

About company

More information about the company ING Bank (Australia) Limited

Borrow from $10,000 with interest from the 2.09 % Moread
$1,000,000
Loan amount $20,000 - $1,000,000
Interest 5.88 %
Maturity 5 - 30 years

Fast information

Properties of this loan

  • Online loans up to $1 000 000
  • Term 5 - 30 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company National Australia Bank Limited

Borrow from $20,000 with interest from the 5.88 % Moread
$50,000
Loan amount $100 - $50,000
Interest 6.99 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 7 years
  • Easy online application

Loan requirements

  • An Australian resident
  • Over 18
  • Employed

About company

More information about the company Credit Simple (Australia) Pty Ltd

Borrow from $100 with interest from the 6.99 % Moread
$250,000
Loan amount $10,000 - $250,000
Interest 8.99 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loan up to $250 000
  • Term 1 - 7 years

Loan requirements

  • Be over the age of 18
  • Be an Australian citizen or permanent resident
  • Have never filed for bankruptcy

About company

More information about the company ING Bank (Australia) Limited

Borrow from $10,000 with interest from the 8.99 % Moread
$80,000
Loan amount $5,000 - $80,000
Interest 9.49 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loans up to $80 000
  • Term 1 - 7 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen

About company

More information about the company Suncorp-Metway Ltd

Borrow from $5,000 with interest from the 9.49 % Moread
$100,000
Loan amount $5,000 - $100,000
Interest 5.69 %
Maturity 1 - 5 years

Fast information

Properties of this loan

  • Car loan up to $100 000
  • Term 1 - 5 years

Loan requirements

  • Be at least 18 years of age or older
  • Be an Australian citizen, permanent resident or have a valid visa

About company

More information about the company The Royal Automobile Club of Victoria (RACV) Ltd

Borrow from $5,000 with interest from the 5.69 % Moread
$2,000,000
Loan amount $35,000 - $2,000,000
Interest 2.29 %
Maturity 3 - 30 years

Fast information

Properties of this loan

  • Home loans up to $2 000 000
  • Term 3 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen

About company

More information about the company Bank of Queensland Limited

Borrow from $35,000 with interest from the 2.29 % Moread
$2,500,000
Loan amount $1,000 - $2,500,000
Interest 2.34 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Home loans up to $2 500 000
  • Term 1 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen

About company

More information about the company Bendigo and Adelaide Bank Limited

Borrow from $1,000 with interest from the 2.34 % Moread
$4,900,000
Loan amount $200,000 - $4,900,000
Interest 2.33 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Online loans up to $4 900 000
  • Term 1 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen
  • Maintain an Australian residential address

About company

More information about the company Bankwest, a division of Commonwealth Bank of Australia

Borrow from $200,000 with interest from the 2.33 % Moread
$50,000
Loan amount $2,000 - $50,000
Interest 6.99 %
Maturity 3 - 5 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 3 - 5 years
  • Easy online application

Loan requirements

  • An Australian resident
  • Over 18
  • Employed

About company

More information about the company Harmoney Australia Limited

Borrow from $2,000 with interest from the 6.99 % Moread

CUA

CUA  5
$50,000
Loan amount $5,000 - $50,000
Interest 9.89 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 7 years
  • Easy application

Loan requirements

  • You must be aged 18 years or over
  • You must be a permanent Australian resident with an Australian residential address
  • You must be receiving a regular income
  • You must not have declared bankruptcy or insolvency, or had defaults on any loans, credit cards, interest free finance or store cards in the last five years

About company

More information about the company Credit Union Australia Ltd

Borrow from $5,000 with interest from the 9.89 % Moread
$250,000
Loan amount $10,000 - $250,000
Interest 11 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loans up to $250 000
  • Term 1 - 7 years

Loan requirements

  • 18 years old or over,
  • A permanent resident of Australia

About company

More information about the company Macquarie Bank Limited

Borrow from $10,000 with interest from the 11 % Moread
$5,000,000
Loan amount $100,000 - $5,000,000
Interest 2.68 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Online loans up to $5 000 000
  • Term 1 - 30 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company AHL Investments Pty Ltd

Borrow from $100,000 with interest from the 2.68 % Moread
$100,000
Loan amount $1,000 - $100,000
Interest 5.69 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loans up to $100 000
  • Term 1 - 7 years

Loan requirements

  • Be at least 18 years of age or older
  • Be an Australian citizen, permanent resident or have a valid visa

About company

More information about the company National Roads and Motorists' Association Limited

Borrow from $1,000 with interest from the 5.69 % Moread
$10,000
Loan amount $1,000 - $10,000
Interest 11.99 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Credit card
  • Interest-free period up to 55 days

Loan requirements

  • At least 18 years old
  • An Australian citizen or permanent resident
  • Employed and earning a regular and verifiable income of at least $25,000 a year

About company

More information about the company Members Equity Bank Limited

Borrow from $1,000 with interest from the 11.99 % Moread
$3,000,000
Loan amount $10,000 - $3,000,000
Interest 0 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Online loans up to $3 000 000
  • Term 1 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen

About company

More information about the company Athena Mortgage Pty Ltd

Borrow from $10,000 with interest from the 0 % Moread
$3,000,000
Loan amount $10,000 - $3,000,000
Interest 2.24 %
Maturity 3 - 30 years

Fast information

Properties of this loan

  • Home loans up to $3 000 000
  • Term 3 - 30 years

Loan requirements

About company

More information about the company Bank of Melbourne Ltd

Borrow from $10,000 with interest from the 2.24 % Moread
$75,000
Loan amount $5,000 - $75,000
Interest 9.9 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to $75 000
  • Term 1 - 7 years

Loan requirements

  • Earn more than $40,000 a year
  • Be 18 years or older and a permanent Australian resident

About company

More information about the company Citigroup Pty Limited

Borrow from $5,000 with interest from the 9.9 % Moread
$2,000
Loan amount $100 - $2,000
Interest 12.99 %
Maturity 1 - 18 months

Fast information

Properties of this loan

  • Variety of credit cards
  • Quick verification

Loan requirements

  • 18 years or older and a permanent Australian resident
  • Permanent full-time or part-time employment, or self employed
  • Earn a minimum income of $25,000 per year or more
  • Have a good credit rating
  • Have an Australian mobile phone number
  • Have your email address handy so you can receive electronic statements and other communications via email
  • Have your existing flybuys membership number ready (if you have one)

About company

More information about the company Coles Supermarkets Australia Pty Ltd

Borrow from $100 with interest from the 12.99 % Moread
$4,000
Loan amount $400 - $4,000
Interest 9.9 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Variety of credit cards
  • Low interest rates

Loan requirements

  • At least 18 years old
  • An Australian citizen or permanent resident

About company

More information about the company Commonwealth Bank of Australia

Borrow from $400 with interest from the 9.9 % Moread
$60,000
Loan amount $3,000 - $60,000
Interest 5.89 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loans up to $60 000
  • Term 1 - 7 years

Loan requirements

  • Be at least 18 years of age or older
  • Be an Australian citizen, permanent resident or have a valid visa

About company

More information about the company The Royal Automobile Club of Queensland Limited

Borrow from $3,000 with interest from the 5.89 % Moread
$55,000
Loan amount $5,000 - $55,000
Interest 12.69 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Car loan up to $55 000
  • Term 1 - 7 years

Loan requirements

  • Be aged 18 years or over
  • Be an Australian citizen or have a permanent residency visa
  • If you’re a non-resident, have confirmed employment in Australia

About company

More information about the company National Australia Bank Limited

Borrow from $5,000 with interest from the 12.69 % Moread
$5,000,000
Loan amount $10,000 - $5,000,000
Interest 2.29 %
Maturity 3 - 30 years

Fast information

Properties of this loan

  • Online loans up to $5 000 000
  • Term 3 - 30 years

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company BankSA - A Division of Westpac Banking Corporation

Borrow from $10,000 with interest from the 2.29 % Moread
$3,250,000
Loan amount $10,000 - $3,250,000
Interest 2.69 %
Maturity 8 - 60 years

Fast information

Properties of this loan

  • Online loans up to $3 250 000
  • Term 8 - 30 years

Loan requirements

  • Be aged 18+ and have a valid proof of ID – driver’s licence, passport or Medicare
  • Be an Australian citizen

About company

More information about the company Suncorp-Metway Ltd

Borrow from $10,000 with interest from the 2.69 % Moread
$15,000
Loan amount $500 - $15,000
Interest 4 %
Maturity 3 - 24 months

Fast information

Properties of this loan

  • Online loans up to $15 000
  • Term 3 - 24 months
  • Easy online application

Loan requirements

  • Cashify Personal Loans from $500.00 – $2,000.00: Maximum Monthly Interest Rate is 4%. Maximum Annual Percentage Rate (APR) is 48%. The Establishment Fee is 20% of the loan amount borrowed. Other fees may apply. Please refer to your loan contract for all fees, interest, and terms and conditions. Minimum loan contracts are generally 90 days with most loan contracts between 90 to 365 days. For example, a loan of $500.00 repaid over 3 months equates to a total amount payable of $702.00 comprised of $500.00 principal (amount borrowed), $100.00 Establishment Fee, $72.00 in interest and $30.00 in monthly account fees.

About company

More information about the company Cash Supply Pty Ltd

Borrow from $500 with interest from the 4 % Moread
$80,000
Loan amount $2,000 - $80,000
Interest 11.49 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Personal loan up to $80 000
  • Term 1 - 7 years

Loan requirements

  • Be aged 18 years or over
  • Have a regular permanent income before tax of at least $35,000 p.a.
  • Be an Australian citizen or have a permanent residency visa
  • If you’re a non-resident, have confirmed employment in Australia

About company

More information about the company St.George Bank

Borrow from $2,000 with interest from the 11.49 % Moread
$2,000
Loan amount $200 - $2,000
Interest 2 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $2 000
  • Term 3 - 12 months

Loan requirements

  • Must be an Australian citizen or a Permanent Resident residing in Australia
  • Must be at least 18 years of age
  • Must earn a minimum gross income of $22,000 annually
  • Must have an Australian mobile number and valid email address

About company

More information about the company Good Shepherd Microfinance

Borrow from $200 with interest from the 2 % Moread
$35,000
Loan amount $2,100 - $35,000
Interest 8.99 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to $35 000
  • Term 3 - 36 months
  • Easy online application

Loan requirements

  • An Australian resident
  • Over 18
  • Employed

About company

More information about the company MoneyMe Financial Group Pty Ltd

Borrow from $2,100 with interest from the 8.99 % Moread
$10,000
Loan amount $500 - $10,000
Interest 48 %
Maturity 1 - 36 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 1 - 36 months

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account
  • Have a reasonable credit history
  • Earn at least $600 a month

About company

More information about the company IPF Digital Australia Pty Ltd.

Borrow from $500 with interest from the 48 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 5.75 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 7 years
  • Easy online application

Loan requirements

  • Be at least 18 yrs old • Be employed and earning over $25,000 per year • Be an Australian citizen, or permanent resident • Have no record of prior bankruptcy

About company

More information about the company Symple Loans Pty Ltd.

Borrow from $5,000 with interest from the 5.75 % Moread

We have compared 58 loans. The last update was made on 5.07.2020 in 20 hours 19 minutes.

Personal loans comparision in Australia

Personal loans comparision in Australia

What is a personal loan?

It is an amount––usually up to $100,000––that you borrow from a lending institution as a lump sum or line of credit. Repayments are made over a period of up to seven years with interest charges, so you end up paying back more than you borrowed.

They are used for a number of purposes including but not limited to things like consolidating debt, emergency purchases, buying a car, paying for a holiday or home renovations. 

Comparison rate

When researching options, there will be the advertised interest rate as well as the comparison rate. The interest is expressed as a percentage which reflects the amount that will be charged per period (usually monthly) on the borrowed amount. The comparison rate is a percentage that takes into account the interest rate as well as all fees and charges associated with borrowing and so, the comparison rate will be higher than the interest rate when there are additional fees to be paid. For example, if a personal loan has an interest rate of 9.99% per annum but the comparison rate is 11.7% p.a. this would indicate that there are fees and charges to be paid.

When the comparison rate is the same as the interest rate, there are no fees in addition to the interest costs. 

The calculation of comparison rates needs to be disclosed as it is a calculation of a  hypothetical loan. For example, the rate shown may been calculated on a hypothetical amount of $50,000 over 7 years. The amount and term affect the rate and so needs to be disclosed. 

Types of personal loans

There are different loans to suit differing purposes. To find the best loan for you, you first need to decide on the type you’ll need.

  • Secured personal loan. This is backed by an asset to use as security in the event the borrower can’t repay their loan. The lender will sell the asset to reclaim the money they lent out. 
  • Unsecured personal loan. There is no asset used as security with an unsecured loan so the interest rates are higher than a secured loan because the lender is taking on more risk by lending without any security.  
  • Car loans. They are offered with the car being used as security for the loan.
  • Debt consolidation. When you have multiple debts such as credit cards, you can combine them all into one loan with a lower interest rate to save you money in interest charges. 
  • Payday or short term. You are generally able to borrow up to $2,000 for a period of 16 days up to 12 months. The fees and charges associated with this type are usually very expensive. They offer bad credit loans.
  • Line of credit. You are able to spend up to your preapproved credit limit. You only pay interest on the amount used. 
  • Overdraft. An overdraft gives you credit from your financial institution in the event of your account reaching zero. 

For more info see Link to fast loans for more details on personal loan types

Find features to suit your needs

  • Loan term. Depending of the type of finance, you may be able to get a term of up to 7 years. Some lenders are very rigid in their term options, offering lengths of one, three or five years, so make sure the term you choose meets your repayment needs. A longer repayment period means the monthly repayments will be smaller, but the overall amount of interest you’ll pay will be higher. 
  • Competitive interest rate. With so many options on the market, the rates are quite competitive so ensure you check the interest rates across loan products to find the best deal. The rate will be either fixed or variable. Fixed can be a good option to provide predictability for budgeting as the rate won’t go up and down like variable does. A variable rate can be great when rates drop but you also run the risk of having to increase your repayment amount if the interest rate rises. 
  • Fees and charges. Most loans come with fees and charges in addition to the interest payments. An application fee and monthly account fee are common fees to be wary of. 
  • Flexible repayment options. Making extra repayments to pay your debt off early can save a lot of money in interest charges. If this is something that you’re looking for, be sure to check that your loan offers this option as some lenders charge a fee to repay early.

There is a huge amount of differing options so have a clear idea in mind of the features that will suit your needs. Keep in mind that the cheapest option might not always be the best if it doesn’t come complete with all the loan options you wish to take advantage of.