ANZ Fixed Rate Loan – loan
Online loans up to $50 000
Applying does not commit you to a contract.
Properties of this loan
- Online loans up to $50 000
- Term 1 - 7 years
ANZ (Australia and New Zealand Banking Group) is one of Australia's "big four" banks, ASX-listed and regulated by APRA and ASIC. It serves millions of retail and business customers across Australia and New Zealand through branches, phone and digital banking.
The ANZ Fixed Rate Loan is an unsecured personal loan where the interest rate and repayments stay the same for the entire loan term, making budgeting straightforward. It suits borrowers who want certainty over a variable rate and plan to pay the loan off on a fixed schedule rather than making large lump-sum repayments.
Funds can be used for a wide range of personal purposes such as debt consolidation, renovations, weddings or large purchases, and the application can be completed online with an indicative decision in minutes.
✓ Pros
- Repayments never change for the life of the loan
- No security/collateral required
- Funds can be used for almost any personal purpose
- Online application with fast indicative approval
✗ Cons
- Less flexible than a variable loan if you want to make extra repayments without fees
- Rate depends on credit history — not everyone qualifies for the advertised rate
- Early repayment may attract a fee under the fixed structure
How to apply
- Select your amount
- Get your application verified
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident
- ✓ Regular income from employment or other verifiable source
- ✓ Active Australian bank account
- ✓ Valid driver's licence or passport for ID verification
Frequently asked questions
24 hours
The minimum loan amount at ANZ Fixed Rate Loan is $5,000.
About ANZ Bank New Zealand Limited
| Company | ANZ Bank New Zealand Limited |
|---|---|
| Address | 833 Collins St, Docklands VIC 3008 |
| Website | https://www.anz.com.au |