86 400 Own Home Loan Fixed – loan
Online loans up to $5 000 000
86 400 has been fully merged into ubank (owned by NAB) and no longer operates as a separate brand — its website now redirects to ubank.com.au. This product can no longer be applied for under the 86 400 name. Please compare active home loan lenders instead.
Properties of this loan
- Online loans up to $5 000 000
- Term 5 - 30 years
86 400 was an Australian neobank that offered fully digital home loans before being acquired by National Australia Bank (NAB) in 2021 and merged into NAB's other digital bank, ubank, during 2022. The 86 400 brand and app have since been retired — its website now redirects straight to ubank.
Customers who had an 86 400 home loan were migrated to ubank, which continues to offer home loan products under its own brand. If you were looking at 86 400, compare ubank's current home loan range or other active lenders below instead.
✓ Pros
- Historically offered a fully digital, low-fee home loan experience
- Customers were migrated to ubank rather than left without a provider
✗ Cons
- 86 400 no longer exists as a separate brand — fully merged into ubank
- New applications can no longer be made under the 86 400 name
- Website now simply redirects to ubank.com.au
How to apply
- Start your application with our easy step-by-step form on computer, tablet or mobile
- We’ll call you to go through your application and confirm eligibility for the next stage
- Upload your documents online for verification. We’ll arrange a property valuation and have one final look at your application to make sure it all stacks up
Loan requirements
- ✓ Not applicable — see ubank for current home loan eligibility criteria
Frequently asked questions
24 hours
The minimum loan amount at 86 400 Own Home Loan Fixed is $80,000.
About 86 400 Ltd ACN
| Company | 86 400 Ltd ACN |
|---|---|
| Address | Australia |
| Website | https://www.86400.com.au |