Fast loans

        Fast loans in Australia

If you’re looking for cash with a fast turnaround time, a fast personal loan might be for you. It’s basically the same as any other personal loan, but can be approved much faster.

$1,900
Loan amount $500 - $1,900
Interest 4 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $1 900
  • Term 3 - 12 months

Loan requirements

  • You must be over 18 years old
  • An Australian citizen or Australian permanent resident and have a regular income
  • You will also need your own email address and mobile phone number

About company

More information about the company Ferratum Australia Pty Ltd.

Borrow from $500 with interest from the 4 % Moread
$12,000
Loan amount $2,000 - $12,000
Interest 19.95 %
Maturity 12 - 24 months

Fast information

Properties of this loan

  • Online loans up to $12 000
  • Term 12 - 24 months
  • Easy online application

Loan requirements

  • Be Over 18 Years Old
  • Take Home Income( with benefits) over $400 a Week
  • Be an Australian Resident
  • Get Your Income Paid into Your Account

About company

More information about the company Money3 Corp. Ltd.

Borrow from $2,000 with interest from the 19.95 % Moread
$15,000
Loan amount $3,000 - $15,000
Interest 43 %
Maturity 1 - 5 years

Fast information

Properties of this loan

  • Online loans up to $15 000
  • Term 1 - 5 years

Loan requirements

  • At ClearLoans, we do not judge you based on your credit score.
  • All we require is that our borrowers are Australian residents aged 18-75
  • Not on an active bankruptcy, not on an active or terminated Part IX Debt Agreement (or equivalent)
  • Be able to comfortably afford the repayments
  • You will also need a friend or family member who trusts you to be your guarantor

About company

More information about the company Membo Finance Pty Ltd

Borrow from $3,000 with interest from the 43 % Moread
$5,000
Loan amount $300 - $5,000
Interest 24 %
Maturity 1 - 24 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 24 months

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company Cash Stop Gold Pty Ltd

Borrow from $300 with interest from the 24 % Moread
$10,000
Loan amount $2,001 - $10,000
Interest 41.91 %
Maturity 6 - 24 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 6 - 24 months

Loan requirements

  • You must be over 18 years and employed
  • You must have an active bank account with internet banking

About company

More information about the company Rapid Loans Pty Ltd

Borrow from $2,001 with interest from the 41.91 % Moread
$5,000
Loan amount $200 - $5,000
Interest 20 %
Maturity 62 - 90 days

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 62 - 90 days
  • Easy online application

Loan requirements

  • You must be over 18 years and employed
  • You must have an active bank account with internet banking

About company

More information about the company MoneySpot Pty Ltd.

Borrow from $200 with interest from the 20 % Moread
$15,000
Loan amount $500 - $15,000
Interest 4 %
Maturity 3 - 24 months

Fast information

Properties of this loan

  • Online loans up to $15 000
  • Term 3 - 24 months
  • Easy online application

Loan requirements

  • Cashify Personal Loans from $500.00 – $2,000.00: Maximum Monthly Interest Rate is 4%. Maximum Annual Percentage Rate (APR) is 48%. The Establishment Fee is 20% of the loan amount borrowed. Other fees may apply. Please refer to your loan contract for all fees, interest, and terms and conditions. Minimum loan contracts are generally 90 days with most loan contracts between 90 to 365 days. For example, a loan of $500.00 repaid over 3 months equates to a total amount payable of $702.00 comprised of $500.00 principal (amount borrowed), $100.00 Establishment Fee, $72.00 in interest and $30.00 in monthly account fees.

About company

More information about the company Cash Supply Pty Ltd

Borrow from $500 with interest from the 4 % Moread
$35,000
Loan amount $2,100 - $35,000
Interest 8.99 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to $35 000
  • Term 3 - 36 months
  • Easy online application

Loan requirements

  • An Australian resident
  • Over 18
  • Employed

About company

More information about the company MoneyMe Financial Group Pty Ltd

Borrow from $2,100 with interest from the 8.99 % Moread
$250,000
Loan amount $5,000 - $250,000
Interest 10.95 %
Maturity 1 – 3 years

Fast information

Properties of this loan

  • NAB QuickBiz Loan up to $250 000
  • Term 1 - 5 years

Loan requirements

  • A sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust
  • Registered for GST, turnover of at least $75K per year, and operated under your current registered ABN/ACN for more than 12 months.
  • Have 12 months of reconciled business financial data from your accounting package
  • You'll also need to be at least 18 and a permanent Australian resident

About company

More information about the company National Australia Bank Limited

Borrow from $5,000 with interest from the 10.95 % Moread
$1,000,000
Loan amount $20,000 - $1,000,000
Interest 2.45 %
Maturity 1 – 30 years

Fast information

Properties of this loan

  • NAB Business Options Loan up to $1 000 000
  • Term 1 - 30 years

Loan requirements

  • A sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust
  • Registered for GST, turnover of at least $75K per year, and operated under your current registered ABN/ACN for more than 12 months.
  • Have 12 months of reconciled business financial data from your accounting package
  • You'll also need to be at least 18 and a permanent Australian resident

About company

More information about the company National Australia Bank Limited

Borrow from $20,000 with interest from the 2.45 % Moread
$1,000,000
Loan amount $250,000 - $1,000,000
Interest 5 %
Maturity 1 – 30 years

Fast information

Properties of this loan

  • NAB Business Markets Loan up to $1 000 000
  • Term 1 - 30 years

Loan requirements

  • A sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust
  • Registered for GST, turnover of at least $75K per year, and operated under your current registered ABN/ACN for more than 12 months.
  • Have 12 months of reconciled business financial data from your accounting package
  • You'll also need to be at least 18 and a permanent Australian resident

About company

More information about the company National Australia Bank Limited

Borrow from $250,000 with interest from the 5 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 8.99 %
Maturity 1 – 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 7 years

Loan requirements

  • You must be at least 18 years of age
  • Be a permanent resident of Australia
  • Receive a regular income
  • Have not been bankrupt or insolvent in the last five years

About company

More information about the company ANZ Bank New Zealand Limited

Borrow from $5,000 with interest from the 8.99 % Moread
$30,000
Loan amount $2,100 - $30,000
Interest 4.99 %
Maturity 6 – 60 months

Fast information

Properties of this loan

  • Online loans up to $30 000
  • Term 6 - 60 months

Loan requirements

  • Over the age of 18 years old
  • Be receiving regular income
  • Haven’t been bankrupt
  • Be an Australian Citizen /
  • Permanent Resident

About company

More information about the company Alex Bank Pty Ltd ABN

Borrow from $2,100 with interest from the 4.99 % Moread
$30,000
Loan amount $2,100 - $30,000
Interest 4.99 %
Maturity 6 – 60 months

Fast information

Properties of this loan

  • Online loans up to $30 000
  • Term 6 - 60 months

Loan requirements

  • Over the age of 18 years old
  • Be receiving regular income
  • Haven’t been bankrupt
  • Be an Australian Citizen /
  • Permanent Resident

About company

More information about the company Alex Bank Pty Ltd ABN

Borrow from $2,100 with interest from the 4.99 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 5.95 %
Maturity 18 – 84 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 18 – 84 months

Loan requirements

  • At least 18 years old
  • An Australian citizen or permanent resident

About company

More information about the company Now Finance Group Pty Ltd

Borrow from $5,000 with interest from the 5.95 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 6.39 %
Maturity 1 – 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 7 years
  • Easy online application

Loan requirements

  • Be at least 18 yrs old
  • Be an Australian citizen, or permanent resident
  • Have no record of prior bankruptcy

About company

More information about the company Plenti RE Limited ABN

Borrow from $5,000 with interest from the 6.39 % Moread
$30,000
Loan amount $5,000 - $30,000
Interest 6.49 %
Maturity 3 – 7 years

Fast information

Properties of this loan

  • Online loans up to $30 000
  • Term 3 - 7 years

Loan requirements

  • Be at least 18 yrs old
  • Be an Australian citizen, or permanent resident
  • Have no record of prior bankruptcy

About company

More information about the company Wisr Finance Pty Ltd

Borrow from $5,000 with interest from the 6.49 % Moread
$15,000
Loan amount $100 - $15,000
Interest 5.75 %
Maturity 3 – 72 months

Fast information

Properties of this loan

  • Online loans up to $15 000
  • Term 3 - 72 months

Loan requirements

  • Personal contact details, including a form of identification and the reason for the loan
  • Details of employment, including salary, payslips, payment frequency and evidence of your regular income (if self-employed, you may need to provide some evidence of business activity statements or tax verification)
  • Information about pre-existing debts, credit or other assets
  • Details of any Centrelink payments, or another social benefit
  • Lenders, on occasion, may request additional documentation not listed above. In most cases a decision is likely to be made within a few minutes, however, it may sometimes be longer depending on your application and additional information that may be required

About company

More information about the company Marketplace Finance Pty Ltd

Borrow from $100 with interest from the 5.75 % Moread
$5,000
Loan amount $500 - $5,000
Interest 9.9 %
Maturity 1 – 36 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 36 months

Loan requirements

  • Over 18 years of age
  • Australian citizen or permanent resident
  • Have a regular income for at least 90 days minimum
  • Have an active Australian mobile number & email address

About company

More information about the company LendPlus (ESRA Star Pty Ltd

Borrow from $500 with interest from the 9.9 % Moread
$2,000
Loan amount $300 - $2,000
Interest 4 %
Maturity 9 – 13 weeks

Fast information

Properties of this loan

  • Online loans up to $2 000
  • Term 9 – 13 weeks

Loan requirements

About company

More information about the company Sunbow Finance Pty Ltd

Borrow from $300 with interest from the 4 % Moread
$50,000
Loan amount $4,000 - $50,000
Interest 11.5 %
Maturity 1 – 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 – 7 years

Loan requirements

  • Must be an Australian citizen or a Permanent Resident residing in Australia
  • Must be at least 18 years of age
  • Must have an Australian mobile number and valid email address

About company

More information about the company Commonwealth Bank of Australia

Borrow from $4,000 with interest from the 11.5 % Moread
$40,000
Loan amount $1,000 - $40,000
Interest 12.39 %
Maturity 1 – 60 months

Fast information

Properties of this loan

  • Bank Australia Visa Credit Card up to $40 000
  • Term 1 – 60 months

Loan requirements

  • 18 years or older
  • A permanent resident of Australia or hold a relevant work visa
  • Not currently bankrupt
  • Employed, or a self-funded retiree
  • Looking to borrow $1,000 or more

About company

More information about the company Bank Australia Limited

Borrow from $1,000 with interest from the 12.39 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 9.39 %
Maturity 1 – 7 years

Fast information

Properties of this loan

  • Personal loans up to $50 000
  • Term 1 - 7 years

Loan requirements

  • You must be at least 18 years of age
  • Be a permanent resident of Australia
  • Receive a regular income
  • Have not been bankrupt or insolvent in the last five years

About company

More information about the company Great Southern Bank, a business name of Credit Union Australia Ltd

Borrow from $5,000 with interest from the 9.39 % Moread
$100,000
Loan amount $5,000 - $100,000
Interest 7.99 %
Maturity 1 – 7 years

Fast information

Properties of this loan

  • Personal loans up to $100 000
  • Term 1 - 7 years

Loan requirements

  • You must be at least 18 years of age
  • Be a permanent resident of Australia
  • Receive a regular income

About company

More information about the company Heritage Bank Limited

Borrow from $5,000 with interest from the 7.99 % Moread

        Fast loans in Australia

What kind of loan can I get fast?

Which fast loan is right for me?

This depends on your circumstances and needs. If you have a good credit score and a reliable income, traditional lenders such as banks and credit unions will usually be able to provide the cheapest loan. They have the ability to provide personal loans quite quickly, generally ranging between $3,000 and $80,000 with a repayment period of 1 to 7 years.

If you have bad credit, are unemployed or are a Centrelink recipient, you might consider a short term loan. These loans can generally be offered up to $5,000 with a term of 16 days to 12 months, with some lenders offering a 2 year term. The fees and charges associated with short term loans are high but they offer the convenience of a fast turnaround time and lend to more risky borrowers.

While having a higher interest rate than other loans, often low documentation loans can be approved quickly as there is less time spent on assessing documents. Less administration time means they are often able to offer same day finance.   

Depending on your circumstances there are lots of different options available for fast loans.


Fast loans in Australia rating: 4.5/5 from 32 votes.

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