Emergency cash loans no credit check

        Emergency cash loans no credit check in Australia

We're all going to run into at least one emergency in our lifetime, they're just a fact of life. But what do you do if you urgently need cash to deal with your emergency? luckily, there are emergency cash loans available for when people need money fast.

$1,900
Loan amount $500 - $1,900
Interest 4 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $1 900
  • Term 3 - 12 months

Loan requirements

  • You must be over 18 years old
  • An Australian citizen or Australian permanent resident and have a regular income
  • You will also need your own email address and mobile phone number

About company

More information about the company Ferratum Australia Pty Ltd.

Borrow from $500 with interest from the 4 % Moread
$10,000
Loan amount $500 - $10,000
Interest 48 %
Maturity 1 - 36 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 1 - 36 months

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account
  • Have a reasonable credit history
  • Earn at least $600 a month

About company

More information about the company IPF Digital Australia Pty Ltd.

Borrow from $500 with interest from the 48 % Moread
$3,000
Loan amount $500 - $3,000
Interest 47.8 %
Maturity 4 - 12 months

Fast information

Properties of this loan

  • Online loans up to $3 000
  • Term 4 - 12 months
  • Easy online application

Loan requirements

  • Internet banking details, or statements for the past 90 days
  • Two types of identification — drivers licence number, Medicare card number, or passport number
  • Your BSB and bank account number, so they know where to deposit your money

About company

More information about the company Credit Corp Financial Services Pty Limited

Borrow from $500 with interest from the 47.8 % Moread
$5,000
Loan amount $300 - $5,000
Interest 24 %
Maturity 1 - 24 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 24 months

Loan requirements

  • Be a Permanent Resident
  • Be aged 18 years or over

About company

More information about the company Cash Stop Gold Pty Ltd

Borrow from $300 with interest from the 24 % Moread
$10,000
Loan amount $2,001 - $10,000
Interest 41.91 %
Maturity 6 - 24 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 6 - 24 months

Loan requirements

  • You must be over 18 years and employed
  • You must have an active bank account with internet banking

About company

More information about the company Rapid Loans Pty Ltd

Borrow from $2,001 with interest from the 41.91 % Moread
$2,000
Loan amount $100 - $2,000
Interest 24 %
Maturity 1 - 3 months

Fast information

Properties of this loan

  • Online loans up to $2 000
  • Term 1 - 3 months
  • Easy online application

Loan requirements

  • You need to be at least 18 years old to apply for a loan
  • Valid mobile number and email address

About company

More information about the company Venture 5 Group Pty Ltd

Borrow from $100 with interest from the 24 % Moread
$50,000
Loan amount $2,000 - $50,000
Interest 6.99 %
Maturity 3 - 5 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 3 - 5 years
  • Easy online application

Loan requirements

  • An Australian resident
  • Over 18
  • Employed

About company

More information about the company Harmoney Australia Limited

Borrow from $2,000 with interest from the 6.99 % Moread
$15,000
Loan amount $500 - $15,000
Interest 4 %
Maturity 3 - 24 months

Fast information

Properties of this loan

  • Online loans up to $15 000
  • Term 3 - 24 months
  • Easy online application

Loan requirements

  • Cashify Personal Loans from $500.00 – $2,000.00: Maximum Monthly Interest Rate is 4%. Maximum Annual Percentage Rate (APR) is 48%. The Establishment Fee is 20% of the loan amount borrowed. Other fees may apply. Please refer to your loan contract for all fees, interest, and terms and conditions. Minimum loan contracts are generally 90 days with most loan contracts between 90 to 365 days. For example, a loan of $500.00 repaid over 3 months equates to a total amount payable of $702.00 comprised of $500.00 principal (amount borrowed), $100.00 Establishment Fee, $72.00 in interest and $30.00 in monthly account fees.

About company

More information about the company Cash Supply Pty Ltd

Borrow from $500 with interest from the 4 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 5.75 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 7 years
  • Easy online application

Loan requirements

  • Be at least 18 yrs old • Be employed and earning over $25,000 per year • Be an Australian citizen, or permanent resident • Have no record of prior bankruptcy

About company

More information about the company Symple Loans Pty Ltd.

Borrow from $5,000 with interest from the 5.75 % Moread

        Emergency cash loans no credit check in Australia

How can I get an emergency cash loan fast?

Time is of the essence when trying to acquire cash to deal with an emergency, this is why many emergency loan providers can have your application approved (or declined) within minutes of applying. Some online providers can provide small emergency loans of up to $5,000 or even larger loans up to $10,000 with an entirely online application process. Fairgofinance.com.au is an online lender offering same day approval and fast cash when needed. And better yet, they don't dictate how you are required to spend your funds. They leave it up to your discretion to spend however you need to.

While most emergency loans are subject to a credit check, many lenders provide a personalised service which means your case will be assessed on an individual basis, taking more than your credit score in to account when deciding if you're eligible or not.

Be wary of the interest rates, fees and charges when using a non-bank lender as they can be high. You'll need to decide for yourself if the quick turnaround time and case-by-case application criteria are worth paying a premium for.

Where can I borrow money without a credit check?

NILS. While not suitable for all emergencies, No Interest Loan Scheme (NILS) provides low-income earners with safe, affordable finance to purchase essential goods and services without subjecting them to a credit check. You can borrow up to $1,500 for goods and services such as medical procedures, car repairs, whitegoods and appliances, education expenses, but is not suitable for things such as bills, food or rent. NILS is an attractive option as there are no interest, fees or charges. You simply repay over 12 to 18 months the amount you've borrowed.

Brokers. There are online brokers such as Australian Lending Centre who offer fast loans without checking credit history. They offer unsecured or secured loans, depending on what assets you have to offer as security against the loan. When accessing finance without a credit check or with bad credit––especially when unsecured–– the interest rates will be significantly higher due to the extra risk the lender is taking on. It's relatively safe to lend to someone with good credit so anyone with poor credit needs to pay a premium to the lender to compensate them for the extra risk they're taking on.

Where can I get an instant loan with bad credit?

Payday loans. A payday loan lets you borrow up to $2,000 with 16 days to one year to repay the loan. Payday loans are quick and easy for anyone with bad credit but it comes at a price. Under the law, lenders cant charge interest on payday loans but they make up for that with hefty fees.

Payday loan fees:

When needing cash for an emergency it's easy to rush into the first loan you find but it's important to explore all options available for your circumstances before committing to a lender as fees and charges can be incredibly high when your financial situation doesn't meet traditional lending criteria.


Emergency cash loans no credit check in Australia rating: 4.5/5 from 15 votes.

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