Harmoney – loan
Online loans up to $50 000
Loan amount
$2,000 – $50,000
Interest from
6.99%
Term
3 – 5 months
Approval
15 minutes
Applying does not commit you to a contract.
Properties of this loan
- Online loans up to $50 000
- Term 3 - 5 years
- Easy online application
Harmoney is a New Zealand-founded, now dual-listed (ASX/NZX) online lender offering unsecured personal loans in Australia through a fully digital marketplace-style application process, with pricing personalised to each borrower's credit profile.
✓ Pros
- ASX/NZX-listed, publicly reporting lender
- Fully digital application with fast indicative decision
- No security required
- Rate personalised to the borrower's credit profile rather than one flat rate
✗ Cons
- No branch network for in-person support
- Lower credit profiles will see higher indicative rates
- As an online-only lender, product range is narrower than a full-service bank
How to apply
- Apply for your loan
- Wait for approval
- Wait for money
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident
- ✓ Regular income from employment or other verifiable source
- ✓ Active Australian bank account
- ✓ Valid driver's licence or passport for ID verification
Frequently asked questions
15 minutes
The minimum loan amount at Harmoney is $2,000.
About Harmoney Australia Limited
| Company | Harmoney Australia Limited |
|---|---|
| Address | Australia Square, Level 33/264 George St, Sydney NSW 2000 |
| Website | https://www.harmoney.com.au |