Bank Australia Visa Credit Card – loan
Bank Australia Visa Credit Card up to $40 000
Loan amount
$1,000 – $40,000
Interest from
12.39%
Term
1 – 60 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Bank Australia Visa Credit Card up to $40 000
- Term 1 – 60 months
Bank Australia is a customer-owned bank (mutual, not shareholder-owned) with a strong ethical and environmental focus, including a long-running conservation reserve funded partly by its lending activities. It operates mainly online and through a small number of branches.
The Bank Australia Visa Credit Card is a standard everyday credit card from a customer-owned bank, offering straightforward purchase functionality without the complexity of a large rewards program.
✓ Pros
- Customer-owned bank with ethical lending screens
- Straightforward fee and rate structure
- Visa acceptance worldwide
- Digital banking app for account management
✗ Cons
- No large rewards points program
- Fewer premium card perks than big-bank platinum cards
- Interest applies to any balance not cleared each period
How to apply
- Choose your card
- Apply for your card
- Wait for approval
- Get the card
Loan requirements
- ✓ 18 years or older
- ✓ Australian resident for tax purposes
- ✓ Regular income
- ✓ Satisfactory credit check
- ✓ No current default or bankruptcy in some cases
Frequently asked questions
24 hours
The minimum loan amount at Bank Australia Visa Credit Card is $1,000.
About Bank Australia Limited
| Company | Bank Australia Limited |
|---|---|
| Address | Bank Australia, 222 High St, Kew VIC 3101 |
| Website | https://www.bankaust.com.au |