Coles Mastercard – loan
Variety of credit cards
Loan amount
$100 – $2,000
Interest from
12.99%
Term
1 – 18 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Variety of credit cards
- Quick verification
Coles Mastercard is a supermarket-affiliated credit card program (issued in partnership with a bank) that earns Flybuys points or everyday discounts on Coles shopping and fuel, aimed at households who want everyday spending to translate into supermarket rewards.
✓ Pros
- Earns Flybuys points or discounts on everyday Coles shopping and fuel
- Entry-level cards often available with modest or no annual fee
- Everyday purchases contribute toward rewards automatically
- Backed by an established card-issuing bank partner
✗ Cons
- Rewards are most valuable if you already shop regularly at Coles
- Interest applies on any balance not cleared each statement period
- Higher-tier cards carry annual fees
How to apply
- Choose your card
- Apply for your card
- Wait for approval
Loan requirements
- ✓ 18 years or older
- ✓ Australian resident for tax purposes
- ✓ Regular income
- ✓ Satisfactory credit check
- ✓ No current default or bankruptcy in some cases
Frequently asked questions
24 hours
The minimum loan amount at Coles Mastercard is $100.
About Coles Supermarkets Australia Pty Ltd
| Company | Coles Supermarkets Australia Pty Ltd |
|---|---|
| Address | 800 Toorak Rd, Hawthorn East VIC 3123, Austrálie |
| Website | https://financialservices.coles.com.au |