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Direct Finance Loans logo

Direct Finance Loans – loan

★★★★☆ 4.0 / 5 StrayaLoans editorial rating

Online loans up to $5 000

Loan amount $300 – $5,000
Interest from 20.00%
Term 1 – 12 months
Approval 24 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 12 months

Direct Finance Loans is an Australian short-term lender offering small loans for immediate cash needs, with an online application designed to give a fast indicative outcome.

✓ Pros

  • Fast, fully online application
  • Accessible for borrowers outside mainstream bank criteria
  • Suited to short-term, one-off cash needs
  • No branch visit required

✗ Cons

  • High cost relative to loan size, typical of short-term small amount credit
  • Small maximum loan amount compared with standard personal loans
  • Not suitable for ongoing or large borrowing needs

How to apply

  1. Apply online
  2. Flexible terms
  3. Fast approval
  4. Funds transferred

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income (including some government benefits, depending on the lender's policy)
  • ✓ Active Australian bank account, usually for a minimum period
  • ✓ Not currently in a debt agreement or bankruptcy

Frequently asked questions

24 hours

The minimum loan amount at Direct Finance Loans is $300.

About Direct Finance Loans Pty Ltd

CompanyDirect Finance Loans Pty Ltd
Address505/152 Bunnerong Rd, Eastgardens NSW 2036
Websitehttps://directfinanceloans.com.au