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Fundo – loan

★★★★☆ 4.0 / 5 StrayaLoans editorial rating

Online loans up to $3 000

Loan amount $300 – $2,000
Interest from 4.00%
Term 5 – 20 months
Approval 24 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Online loans up to $3 000
  • Term 5 - 20 weeks

Fundo is an Australian online short-term lender offering small loans for urgent cash needs, with a fully digital application and fast indicative decision process.

✓ Pros

  • Fast, fully online application
  • Accessible for borrowers who may not qualify with a major bank
  • Suited to short-term, one-off cash needs
  • No branch visit required

✗ Cons

  • High cost relative to loan size, typical of short-term small amount credit
  • Small maximum loan amount compared with standard personal loans
  • Not suitable as an ongoing borrowing solution

How to apply

  1. Submit your online application
  2. Wait for approval
  3. Wait for money

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income (including some government benefits, depending on the lender's policy)
  • ✓ Active Australian bank account, usually for a minimum period
  • ✓ Not currently in a debt agreement or bankruptcy

Frequently asked questions

24 hours

The minimum loan amount at Fundo is $300.

About Initium Investments Pty Ltd

CompanyInitium Investments Pty Ltd
Address13/38-46 South St, Rydalmere NSW 2116
Websitehttps://www.fundo.com.au