Caution! Borrowing money costs money. StrayaLoans is a free comparison service. We are not a lender, credit intermediary or financial adviser, and we earn commission and advertising revenue. How we compare and earn
SocietyOne Debt Consolidation Personal Loans logo

SocietyOne Debt Consolidation Personal Loans – loan

★★★★★ 5.0 / 5 StrayaLoans editorial rating

SocietyOne Debt Consolidation Personal Loans up to $70 000

Loan amount $5,000 – $70,000
Interest from 5.45%
Term 2 – 5 months
Approval 24 hours
Apply for loan ad

Applying does not commit you to a contract.

Properties of this loan

  • SocietyOne Debt Consolidation Personal Loans up to $70 000
  • Term 2 - 5 years

SocietyOne is one of Australia's pioneering online personal loan providers, launched in 2012 as a marketplace-style lender and now operating as a licensed, direct consumer lender offering unsecured finance across a wide range of purposes.

SocietyOne's debt consolidation loan lets borrowers combine multiple existing debts into a single unsecured loan with one regular repayment, with the rate based on the borrower's credit profile rather than a flat advertised rate.

✓ Pros

  • Simplifies multiple debts into one repayment
  • No security required
  • Fully online application with fast indicative decision
  • Rate personalised to the borrower's credit profile

✗ Cons

  • Only beneficial if the new rate is genuinely lower than the existing debts combined
  • No branch network for in-person support
  • Lower credit profiles will see higher indicative rates

How to apply

  1. Get your rate
  2. Apply online
  3. Get your funds

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income from employment or other verifiable source
  • ✓ Active Australian bank account
  • ✓ Valid driver's licence or passport for ID verification

Frequently asked questions

24 hours

The minimum loan amount at SocietyOne Debt Consolidation Personal Loans is $5,000.

About SocietyOne Australia Pty Limited

CompanySocietyOne Australia Pty Limited
AddressLevel 10/309 George St, Sydney NSW 2000
Websitehttps://www.societyone.com.au