Athena Home Loans – loan
Online loans up to $3 000 000
Loan amount
$10,000 – $3,000,000
Interest from
0.00%
Term
1 – 30 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Online loans up to $3 000 000
- Term 1 - 30 years
Athena Home Loans is an Australian online-only, non-bank home loan lender launched to offer digitally-managed mortgages without traditional branch overheads, often marketed around "no genuine savings, no clawback" and rate-cut rewards for existing customers as they build equity.
✓ Pros
- Digital-only model can mean lower overheads passed on as competitive rates
- App-based loan management and rate tracking
- Rewards existing customers with automatic rate reductions on some products as equity builds
- Fast, fully online application
✗ Cons
- No physical branch network for in-person support
- As a non-bank lender, product range is narrower than a full-service bank
- Not covered by the same government deposit guarantee that applies to bank deposits (not relevant to the loan itself, but worth knowing as a non-bank)
How to apply
- Compare your current loan
- Do your research
- Get pre-approval
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident (some lenders accept eligible visa holders)
- ✓ Deposit or equity, commonly 5–20% of the property value
- ✓ Stable employment history and serviceable income
- ✓ Satisfactory credit history and lender valuation of the security property
Frequently asked questions
24 hours
The minimum loan amount at Athena Home Loans is $10,000.
About Athena Mortgage Pty Ltd
| Company | Athena Mortgage Pty Ltd |
|---|---|
| Address | Australia |
| Website | https://www.athena.com.au |