Bankwest Zero Platinum Mastercard – loan
Credit Card up to $50 000
Loan amount
$6,000 – $50,000
Interest from
14.99%
Term
1 – 12 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Credit Card up to $50 000
- Term 1 – 12 months
Bankwest, owned by Commonwealth Bank, offers the Zero Platinum Mastercard, a premium-tier card often positioned with a $0 annual fee offer and complimentary extras such as travel insurance, aimed at customers who want platinum features without the usual high annual cost.
✓ Pros
- Platinum-tier features sometimes available with no or low annual fee
- Complimentary insurances often included
- Backed by the Commonwealth Bank Group
- Worldwide Mastercard acceptance
✗ Cons
- Fee-waiver offers may be conditional or time-limited
- Standard purchase/cash advance rate applies if balance isn't paid in full
- Eligibility criteria are stricter than entry-level cards
How to apply
- Choose your card
- Apply for your card
- Wait for approval
- Get the card
Loan requirements
- ✓ 18 years or older
- ✓ Australian resident for tax purposes
- ✓ Regular income
- ✓ Satisfactory credit check
- ✓ No current default or bankruptcy in some cases
- ✓ Minimum income threshold typically applies for platinum-tier cards
Frequently asked questions
24 hours
The minimum loan amount at Bankwest Zero Platinum Mastercard is $6,000.
About Bankwest, a division of Commonwealth Bank of Australia
| Company | Bankwest, a division of Commonwealth Bank of Australia |
|---|---|
| Address | Ground Floor, Tower 1/201 Sussex St, Sydney NSW 2000 |
| Website | https://www.bankwest.com.au |