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NRMA - Car Loan logo

NRMA - Car Loan – loan

★★★☆☆ 3.0 / 5 StrayaLoans editorial rating

Car loans up to $100 000

Loan amount $1,000 – $100,000
Interest from 5.69%
Term 1 – 7 months
Approval 24 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Car loans up to $100 000
  • Term 1 - 7 years

NRMA is a long-established member-based roadside assistance and insurance organisation in NSW/ACT (operating finance through My NRMA / NRMA-branded partnerships), offering secured car loan products to members and the broader public.

✓ Pros

  • Trusted, long-established Australian consumer brand
  • Fixed repayments for the loan term
  • Lower typical rate than unsecured borrowing because the car is security
  • Can be bundled with NRMA roadside/insurance products by existing members

✗ Cons

  • Primarily associated with NSW/ACT, less brand presence elsewhere
  • Vehicle can be repossessed on default
  • Loan term should be matched to the vehicle's useful life

How to apply

  1. Complete our online application form
  2. Final review
  3. Loan approved

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income
  • ✓ Vehicle details for security purposes (new, demo or used)
  • ✓ Valid photo ID and proof of address

Frequently asked questions

24 hours

The minimum loan amount at NRMA - Car Loan is $1,000.

About National Roads and Motorists' Association Limited

CompanyNational Roads and Motorists' Association Limited
Address9A York St, Sydney NSW 2000
Websitehttps://www.mynrma.com.au