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Sunshine Loans – loan

★★★☆☆ 3.0 / 5 StrayaLoans editorial rating

Online loans up to $2 000

Loan amount $150 – $2,000
Interest from 20.00%
Term 1 – 9 months
Approval 24 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Online loans up to $2 000
  • Term 1 - 9 weeks
  • Easy online application

Sunshine Loans is a long-running Australian online short-term lender offering small loans for urgent cash needs, with a fully digital application process and fast indicative decisions.

✓ Pros

  • Established, long-running Australian online lender
  • Fast, fully online application
  • Accessible for borrowers outside mainstream bank criteria
  • Suited to short-term, one-off cash needs

✗ Cons

  • High cost relative to loan size, typical of short-term small amount credit
  • Small maximum loan amount compared with standard personal loans
  • Not suitable as an ongoing borrowing solution

How to apply

  1. Apply for your loan
  2. Wait for approval
  3. Wait for money

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income (including some government benefits, depending on the lender's policy)
  • ✓ Active Australian bank account, usually for a minimum period
  • ✓ Not currently in a debt agreement or bankruptcy

Frequently asked questions

24 hours

The minimum loan amount at Sunshine Loans is $150.

About Sunshine Loans Pty Ltd

CompanySunshine Loans Pty Ltd
AddressHooker Blvd, Broadbeach QLD 4218
Websitehttps://sunshineloans.com.au/