HSBC Home Loan – loan
Online loans up to $7 500 000
Loan amount
$50,000 – $7,500,000
Interest from
2.65%
Term
1 – 30 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Online loans up to $7 500 000
- Term 1 - 30 years
HSBC Australia is the local arm of one of the world's largest banking groups, offering home loans for owner-occupiers and investors with the backing of HSBC's international scale alongside Australian-specific lending criteria.
✓ Pros
- Backed by one of the world's largest international banking groups
- Range of fixed, variable and package home loan options
- Useful for customers with international banking needs alongside an Australian mortgage
- Pre-approval available before house hunting
✗ Cons
- Smaller Australian branch network than the big four domestic banks
- Deposit and Lenders Mortgage Insurance rules apply as with any lender
- Rates aren't always the cheapest on the market — worth comparing
How to apply
- Know your budget
- Do your research
- Get pre-approval
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident (some lenders accept eligible visa holders)
- ✓ Deposit or equity, commonly 5–20% of the property value
- ✓ Stable employment history and serviceable income
- ✓ Satisfactory credit history and lender valuation of the security property
Frequently asked questions
24 hours
The minimum loan amount at HSBC Home Loan is $50,000.
About HSBC Group
| Company | HSBC Group |
|---|---|
| Address | HSBC Head Office, 100 Barangaroo Ave, Barangaroo NSW 2000 |
| Website | https://www.hsbc.com.au |