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Bendigo Bank Unsecured Personal Loan logo

Bendigo Bank Unsecured Personal Loan – loan

★★★★★ 5.0 / 5 StrayaLoans editorial rating

Personal unsecured Loan up to $100 000

Loan amount $2,000 – $100,000
Interest from 7.79%
Term 1 – 7 months
Approval 24 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Personal unsecured Loan up to $100 000
  • Term 1 – 7 years

Bendigo Bank (part of Bendigo and Adelaide Bank) is an ASX-listed, customer-owned-in-spirit regional Australian bank headquartered in Victoria, known for its "community bank" branch model where local franchise branches share profits with their communities.

The Bendigo Bank Unsecured Personal Loan can be used for general purposes such as debt consolidation, travel or large purchases without offering an asset as security, with fixed repayments for the loan term.

✓ Pros

  • No security required
  • Fixed repayments for predictable budgeting
  • Funds usable for almost any personal purpose
  • Backed by an established regional Australian bank

✗ Cons

  • Higher rate than Bendigo's secured personal loan for the same amount
  • Advertised rate depends on individual credit assessment
  • Early payout may attract a fee under the fixed structure

How to apply

  1. Apply for your loan
  2. Wait for approval
  3. Wait for money

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income from employment or other verifiable source
  • ✓ Active Australian bank account
  • ✓ Valid driver's licence or passport for ID verification

Frequently asked questions

24 hours

The minimum loan amount at Bendigo Bank Unsecured Personal Loan is $2,000.

About Bendigo and Adelaide Bank Limited

CompanyBendigo and Adelaide Bank Limited
AddressBendigo Bank, 12 Bath Ln, Bendigo VIC 3550
Websitehttps://www.bendigobank.com.au