ING Home Loan – loan
Online loans up to $1 000 000
Loan amount
$10,000 – $1,000,000
Interest from
2.09%
Term
5 – 30 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Online loans up to $1 000 000
- Term 5 - 30 years
ING is a digital-first bank in Australia (part of the global ING Group headquartered in the Netherlands), offering home loans for owner-occupiers and investors with competitive variable and fixed-rate options delivered entirely through online and app channels.
✓ Pros
- Backed by a large international banking group
- Competitively priced products typical of a digital-only model
- Fully online application process
- Pre-approval available before house hunting
✗ Cons
- No physical branch network for in-person support
- Deposit and Lenders Mortgage Insurance rules apply as with any lender
- Phone/digital-only support may not suit every borrower
How to apply
- Select your amount
- Wait for the contact
- Get your application verified
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident (some lenders accept eligible visa holders)
- ✓ Deposit or equity, commonly 5–20% of the property value
- ✓ Stable employment history and serviceable income
- ✓ Satisfactory credit history and lender valuation of the security property
Frequently asked questions
24 hours
The minimum loan amount at ING Home Loan is $10,000.
About ING Bank (Australia) Limited
| Company | ING Bank (Australia) Limited |
|---|---|
| Address | 60 Margaret St, Sydney NSW 2000 |
| Website | https://www.ing.com.au |