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ING – loan

★★★★★ 5.0 / 5 StrayaLoans editorial rating

Personal loan up to $30 000

Loan amount $5,000 – $30,000
Interest from 8.99%
Term 2 – 5 months
Approval 24 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Personal loan up to $30 000
  • Term 2 - 5 years

ING is a digital-first bank in Australia (part of the global ING Group headquartered in the Netherlands), known for branchless, app-based banking, offering an unsecured personal loan for general purposes.

✓ Pros

  • Backed by a large international banking group
  • Fully digital application process
  • No security required
  • Fixed repayments for predictable budgeting

✗ Cons

  • No physical branch network for in-person support
  • Advertised rate depends on individual credit assessment
  • Unsecured pricing is higher than ING's secured car loan

How to apply

  1. Apply
  2. Accept the contract
  3. Get paid

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income from employment or other verifiable source
  • ✓ Active Australian bank account
  • ✓ Valid driver's licence or passport for ID verification

Frequently asked questions

24 hours

The minimum loan amount at ING is $5,000.

About ING Bank (Australia) Limited

CompanyING Bank (Australia) Limited
Address60 Margaret St, Sydney NSW 2000
Websitehttps://www.ing.com.au