IMB Fixed Rate Home Loan – loan
Online loans up to $5 000 000
Loan amount
$10,000 – $5,000,000
Interest from
2.90%
Term
5 – 30 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Online loans up to $5 000 000
- Term 5 - 30 years
IMB Bank is a customer-owned mutual bank based in Wollongong, NSW, offering fixed-rate home loan options for owner-occupiers and investors alongside its broader retail banking range, run for the benefit of members.
✓ Pros
- Customer-owned mutual bank structure
- Fixed-rate option for repayment certainty
- Established regional bank with a long operating history
- Personalised service typical of smaller mutual banks
✗ Cons
- Fewer branches outside the Illawarra/NSW region
- Fixed loans are typically less flexible for extra repayments without a break cost
- Deposit and Lenders Mortgage Insurance rules apply as with any lender
How to apply
- Check your eligibility
- Apply online
- Approval
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident (some lenders accept eligible visa holders)
- ✓ Deposit or equity, commonly 5–20% of the property value
- ✓ Stable employment history and serviceable income
- ✓ Satisfactory credit history and lender valuation of the security property
Frequently asked questions
24 hours
The minimum loan amount at IMB Fixed Rate Home Loan is $10,000.
About IMB Bank
| Company | IMB Bank |
|---|---|
| Address | Australia |
| Website | https://www.imb.com.au |