Kogan Money Black Card – loan
Credit card
Loan amount
$6,000 – $100,000
Interest from
20.99%
Term
1 – 12 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Credit card
- Interest-free period up to 55 days
Kogan Money is the financial services brand of ASX-listed online retailer Kogan.com, and the Kogan Money Black Card is a rewards-style credit card issued in partnership with a bank, aimed at customers who want card spending to translate into Kogan-related perks or cashback-style benefits.
✓ Pros
- Backed by the well-known Kogan.com retail brand
- Rewards/benefits often tied to Kogan shopping and services
- Digital-first application and account management
- Introductory offers are common for new cardholders
✗ Cons
- Benefits are most valuable if you already shop with Kogan
- Interest applies on any balance not cleared each statement period
- As a newer card program, fewer physical support options than a major bank
How to apply
- Apply for your card
- Wait for approval
- Get the card
Loan requirements
- ✓ 18 years or older
- ✓ Australian resident for tax purposes
- ✓ Regular income
- ✓ Satisfactory credit check
- ✓ No current default or bankruptcy in some cases
Frequently asked questions
24 hours
The minimum loan amount at Kogan Money Black Card is $6,000.
About Citigroup Pty Limited ABN
| Company | Citigroup Pty Limited ABN |
|---|---|
| Address | 2 Park St, Sydney NSW 2000 |
| Website | https://www.koganmoney.com.au |