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loans.com.au - New and Dealer Used Car Loan logo

loans.com.au - New and Dealer Used Car Loan – loan

★★★★★ 5.0 / 5 StrayaLoans editorial rating

Car loans

Loan amount $5,000 – $100,000
Interest from 4.53%
Term 3 – 5 months
Approval 24 hours
Apply for loan ad

Applying does not commit you to a contract.

Properties of this loan

  • Car loans
  • Apply online
  • Term 3 - 5 years

Loans.com.au is an online, digital-only lender (part of the Firstmac Group, a long-established Australian mortgage and finance provider) offering secured fixed-rate car loans for new and dealer-used vehicles.

✓ Pros

  • Fully online application and fast indicative decision
  • Backed by Firstmac, a long-established Australian lender
  • Fixed repayments for the loan term
  • Lower typical rate than unsecured borrowing because the car is security

✗ Cons

  • No physical branch network for in-person support
  • Typically limited to new or dealer-used vehicles rather than private sales
  • Vehicle can be repossessed on default

How to apply

  1. Apply for your loan
  2. Wait for approval
  3. Get funds

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income
  • ✓ Vehicle details for security purposes (new, demo or used)
  • ✓ Valid photo ID and proof of address
  • ✓ Vehicle is new or purchased through a dealer (private sales may not be eligible)

Frequently asked questions

24 hours

The minimum loan amount at loans.com.au - New and Dealer Used Car Loan is $5,000.

About loans.com.au Pty Ltd

Companyloans.com.au Pty Ltd
AddressRiverside Centre, Level 18/123 Eagle St, Brisbane City QLD 4000
Websitehttps://www.loans.com.au