ANZ Home Loan – loan
Online loans up to $1 000 000
Applying does not commit you to a contract.
Properties of this loan
- Online loans up to $1 000 000
- Term 5 - 30 years
ANZ (Australia and New Zealand Banking Group) is one of Australia's "big four" banks, ASX-listed and regulated by APRA and ASIC. It serves millions of retail and business customers across Australia and New Zealand through branches, phone and digital banking.
ANZ offers a full range of home loans for owner-occupiers and investors, including variable, fixed and split-rate options, as well as offset accounts and construction loans. As a major bank, ANZ can lend against a wide range of property types and locations across Australia.
First home buyers, refinancers and investors can get a formal or informal pre-approval before house hunting, and ANZ's mobile lenders can meet customers outside standard branch hours.
✓ Pros
- Wide choice of fixed, variable and split-rate options
- Offset and redraw facilities available on many products
- Pre-approval available before you make an offer
- Dedicated mobile lending managers for flexible appointments
✗ Cons
- Minimum deposit requirements apply (lower deposits usually mean Lenders Mortgage Insurance)
- Big-bank rates are not always the cheapest on the market — worth comparing
- Application and valuation process can take longer than a simple personal loan
How to apply
- Select your amount
- Get your application verified
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident (some lenders accept eligible visa holders)
- ✓ Deposit or equity, commonly 5–20% of the property value
- ✓ Stable employment history and serviceable income
- ✓ Satisfactory credit history and lender valuation of the security property
Frequently asked questions
24 hours
The minimum loan amount at ANZ Home Loan is $20,000.
About ANZ Bank New Zealand Limited
| Company | ANZ Bank New Zealand Limited |
|---|---|
| Address | 833 Collins St, Docklands VIC 3008 |
| Website | https://www.anz.com.au |