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Bendigo Bank - Platinum Rewards Mastercard logo

Bendigo Bank - Platinum Rewards Mastercard – loan

★★★★☆ 4.0 / 5 StrayaLoans editorial rating

Credit Card up to $50 000

Loan amount $3,000 – $50,000
Interest from 21.99%
Term 1 – 12 months
Approval 24 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Credit Card up to $50 000
  • Term 1 – 12 months

Bendigo Bank (part of Bendigo and Adelaide Bank) is an ASX-listed, customer-owned-in-spirit regional Australian bank headquartered in Victoria, known for its "community bank" branch model where local franchise branches share profits with their communities.

The Bendigo Bank Platinum Rewards Mastercard earns rewards points on everyday spending and bundles platinum-tier extras such as complimentary travel insurance, aimed at customers who spend enough to offset the annual fee with points value and perks.

✓ Pros

  • Earns rewards points on everyday spending
  • Platinum extras such as travel insurance on many cards
  • Backed by an established regional Australian bank
  • Worldwide Mastercard acceptance

✗ Cons

  • Higher annual fee than the Low Rate Mastercard
  • High purchase/cash advance rate if the balance isn't paid in full
  • Rewards only have value if actually redeemed before expiry

How to apply

  1. Choose your card
  2. Apply for your card
  3. Wait for approval
  4. Get the card

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian resident for tax purposes
  • ✓ Regular income
  • ✓ Satisfactory credit check
  • ✓ No current default or bankruptcy in some cases

Frequently asked questions

24 hours

The minimum loan amount at Bendigo Bank - Platinum Rewards Mastercard is $3,000.

About Bendigo and Adelaide Bank Limited

CompanyBendigo and Adelaide Bank Limited
AddressBendigo Bank, 12 Bath Ln, Bendigo VIC 3550
Websitehttps://www.bendigobank.com.au