Loans.com.au – loan
Car and home loans
Loan amount
$5,000 – $2,000,000
Interest from
2.88%
Term
1 – 30 months
Approval
24 hours
Applying does not commit you to a contract.
Properties of this loan
- Car and home loans
- Apply online
- Term 1 - 30 years
Loans.com.au is an online, digital-only lender (part of the Firstmac Group, a long-established Australian mortgage and finance provider) offering home loans for owner-occupiers and investors with a streamlined, branchless application process.
✓ Pros
- Fully online application and fast indicative decision
- Backed by Firstmac, a long-established Australian lender
- Digital-only model can mean competitively priced products
- Range of fixed and variable home loan options
✗ Cons
- No physical branch network for in-person support
- As a non-bank lender, product range is narrower than a full-service bank
- Self-service digital process may not suit borrowers who prefer in-person guidance
How to apply
- Apply for your loan
- Wait for approval
- Get funds
Loan requirements
- ✓ 18 years or older
- ✓ Australian citizen or permanent resident (some lenders accept eligible visa holders)
- ✓ Deposit or equity, commonly 5–20% of the property value
- ✓ Stable employment history and serviceable income
- ✓ Satisfactory credit history and lender valuation of the security property
Frequently asked questions
24 hours
The minimum loan amount at Loans.com.au is $5,000.
About loans.com.au Pty Ltd
| Company | loans.com.au Pty Ltd |
|---|---|
| Address | Riverside Centre, Level 18/123 Eagle St, Brisbane City QLD 4000 |
| Website | https://www.loans.com.au |