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SocietyOne – loan

★★★★★ 5.0 / 5 StrayaLoans editorial rating

Online loans up to $50 000

Loan amount $5,000 – $50,000
Interest from 7.50%
Term 2 – 5 months
Approval 48 hours
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Applying does not commit you to a contract.

Properties of this loan

  • Online loans up to $50 000
  • Term 2 - 5 years

SocietyOne is one of Australia's pioneering online personal loan providers, launched in 2012 as a marketplace-style lender and now operating as a licensed, direct consumer lender offering unsecured finance across a wide range of purposes.

SocietyOne's core personal loan is an unsecured facility for general purposes such as debt consolidation, travel or major purchases, priced using the borrower's own credit profile via an online application with a fast indicative rate.

✓ Pros

  • Rate is personalised to the borrower's credit profile rather than one flat rate
  • No security required
  • Fully online application with fast indicative decision
  • Established online lender with a long Australian track record

✗ Cons

  • No branch network for in-person support
  • Lower credit profiles will see higher indicative rates
  • Early payout terms vary — check the loan contract

How to apply

  1. Get your rate
  2. Apply online
  3. Get your funds

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident
  • ✓ Regular income from employment or other verifiable source
  • ✓ Active Australian bank account
  • ✓ Valid driver's licence or passport for ID verification

Frequently asked questions

48 hours

The minimum loan amount at SocietyOne is $5,000.

About SocietyOne Australia Pty Limited

CompanySocietyOne Australia Pty Limited
AddressLevel 10/309 George St, Sydney NSW 2000
Websitehttps://www.societyone.com.au