ANZ Rewards Platinum card – loan
Credit card up to $40 000
Applying does not commit you to a contract.
Properties of this loan
- Credit card up to $40 000
- Term 1 - 12 months
ANZ (Australia and New Zealand Banking Group) is one of Australia's "big four" banks, ASX-listed and regulated by APRA and ASIC. It serves millions of retail and business customers across Australia and New Zealand through branches, phone and digital banking.
The ANZ Rewards Platinum card is a rewards credit card that earns ANZ Rewards points on everyday spending, which can typically be redeemed for travel, gift cards or statement credits. Premium tiers in the range add extras such as travel insurance or airline partner points, usually alongside a higher annual fee.
Like any rewards card, it is best suited to people who pay their balance in full each month — carrying a balance at the card's cash advance or purchase rate can quickly outweigh the value of points earned.
✓ Pros
- Earns ANZ Rewards points on everyday purchases
- Introductory offers often available for new cardholders
- Complimentary insurances on some tiers (e.g. travel or purchase protection)
- Backed by a major bank with 24/7 fraud monitoring
✗ Cons
- Annual fee applies and rises with premium tiers
- Interest rate on purchases/cash advances is high if the balance isn't paid in full
- Points schemes can change value or expire if the account is inactive
How to apply
- Choose your card
- Apply for your card
- Wait for approval
- Get the card
Loan requirements
- ✓ 18 years or older
- ✓ Australian resident for tax purposes
- ✓ Regular income
- ✓ Satisfactory credit check
- ✓ No current default or bankruptcy in some cases
Frequently asked questions
24 hours
The minimum loan amount at ANZ Rewards Platinum card is $1,000.
About ANZ Bank New Zealand Limited
| Company | ANZ Bank New Zealand Limited |
|---|---|
| Address | 833 Collins St, Docklands VIC 3008 |
| Website | https://www.anz.com.au |