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Westpac Home Loan – loan application

★★★★☆ 4.0 / 5
Maximum amount $1,000,000
Interest from 2.29%
Term 3 – 30 months
Approval in 24 hours

Screenshot of https://www.westpac.com.au website.

Westpac Home Loan website screenshot

Contact

CompanyWestpac Banking Corporation
Address275 Kent St, Sydney NSW 2000

Representative example

Loan amount$10,000
Term30 months
Interest from2.29%
Monthly repayment$343
Total interest cost$299
Total amount payable$10,299

* This is an indicative example only. Actual rates and fees are set by the lender at approval.

Quick overview

Loan amount$10,000 – $1,000,000
Term3 – 30 months
Interest from2.29%
Approval24 hours
Eligibility24 hours
Online applicationYes

Loan requirements

  • ✓ 18 years or older
  • ✓ Australian citizen or permanent resident (some lenders accept eligible visa holders)
  • ✓ Deposit or equity, commonly 5–20% of the property value
  • ✓ Stable employment history and serviceable income
  • ✓ Satisfactory credit history and lender valuation of the security property

Loan features

  • Online loans up to $1 000 000
  • Term 3 - 30 years