86 400 Own Home Loan Fixed – loan application
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Note: this service may no longer be available
86 400 has been fully merged into ubank (owned by NAB) and no longer operates as a separate brand — its website now redirects to ubank.com.au. This product can no longer be applied for under the 86 400 name. Please compare active home loan lenders instead.
We recommend choosing one of the active lenders: Compare loans →
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Representative example
Loan amount$45,000
Term30 months
Interest from2.55%
Monthly repayment$1,550
Total interest cost$1,497
Total amount payable$46,497
* This is an indicative example only. Actual rates and fees are set by the lender at approval.
Quick overview
Loan amount$80,000 – $5,000,000
Term5 – 30 months
Interest from2.55%
Approval24 hours
Eligibility24 hours
Online applicationYes
Loan requirements
- ✓ Not applicable — see ubank for current home loan eligibility criteria
Loan features
- Online loans up to $5 000 000
- Term 5 - 30 years