Quickcash – loan
Quickcash offers short-term cash loans from $200 to $2,000 and larger loans up to $5,000, with funds sent within 60 minutes of approval.
Applying does not commit you to a contract.
Properties of this loan
- Funds within 60 minutes of approval
- Small and medium loan tiers
- Clear upfront fee structure
Quickcash is operated by MoneySpot Finance Pty Ltd (ACL 450305) and offers two loan tiers regulated under Australian consumer credit law.
How Quickcash works
Small loans of $200–$2,000 are structured as small amount credit contracts (SACC): a 20% establishment fee plus a 4% monthly fee, with no separate interest rate. Loans over $2,000 up to $5,000 carry a $400 establishment fee plus 48% p.a. interest (comparison rate 65.4962% p.a.). Funds are sent within 60 minutes of approval.
Who Quickcash suits
Suits Australians who need fast access to a small or medium cash loan and want a clear, upfront fee structure.
✓ Pros
- Fast funding (within 60 minutes)
- Simple online application
- Regulated Australian Credit Licence holder
✗ Cons
- No fixed interest rate on small loans — fee-based structure (20% + 4%/month)
- Comparison rate on larger loans is high (65.4962% p.a.)
Loan requirements
- ✓ 18+ years old
- ✓ Australian resident
- ✓ Regular income
- ✓ Australian bank account
Frequently asked questions
60 minutes
The minimum loan amount at Quickcash is $200.
About MoneySpot Finance Pty Ltd
Quickcash is a trading name of MoneySpot Finance Pty Ltd (ACN 166 488 197), an Australian Credit Licence holder (ACL 450305).
| Company | MoneySpot Finance Pty Ltd |
|---|---|
| Registration | ACN 166 488 197 / ACL 450305 |
| Website | https://quickcash.com.au |